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Page 2
My good woman, you will not get ahead in the world, if your vanity and
envy thus take the lead. In this country, where we believe the majority
ought to rule, we ignore that principle in regard to fashion, and let a
handful of people, calling themselves the aristocracy, run up a false
standard of perfection, and in endeavoring to rise to that standard, we
constantly keep ourselves poor; all the time digging away for the sake
of outside appearances. How much wiser to be a "law unto ourselves" and
say, "we will regulate our out-go by our income, and lay up something
for a rainy day." People ought to be as sensible on the subject of
money-getting as on any other subject. Like causes produces like
effects. You cannot accumulate a fortune by taking the road that leads
to poverty. It needs no prophet to tell us that those who live fully up
to their means, without any thought of a reverse in this life, can never
attain a pecuniary independence.
Men and women accustomed to gratify every whim and caprice, will find it
hard, at first, to cut down their various unnecessary expenses, and will
feel it a great self-denial to live in a smaller house than they have
been accustomed to, with less expensive furniture, less company, less
costly clothing, fewer servants, a less number of balls, parties,
theater-goings, carriage-ridings, pleasure excursions, cigar-smokings,
liquor-drinkings, and other extravagances; but, after all, if they will
try the plan of laying by a "nest-egg," or, in other words, a small sum
of money, at interest or judiciously invested in land, they will be
surprised at the pleasure to be derived from constantly adding to their
little "pile," as well as from all the economical habits which are
engendered by this course.
The old suit of clothes, and the old bonnet and dress, will answer for
another season; the Croton or spring water taste better than champagne;
a cold bath and a brisk walk will prove more exhilarating than a ride in
the finest coach; a social chat, an evening's reading in the family
circle, or an hour's play of "hunt the slipper" and "blind man's buff"
will be far more pleasant than a fifty or five hundred dollar party,
when the reflection on the difference in cost is indulged in by those
who begin to know the pleasures of saving. Thousands of men are kept
poor, and tens of thousands are made so after they have acquired quite
sufficient to support them well through life, in consequence of laying
their plans of living on too broad a platform. Some families expend
twenty thousand dollars per annum, and some much more, and would
scarcely know how to live on less, while others secure more solid
enjoyment frequently on a twentieth part of that amount. Prosperity is a
more severe ordeal than adversity, especially sudden prosperity. "Easy
come, easy go," is an old and true proverb. A spirit of pride and
vanity, when permitted to have full sway, is the undying canker-worm
which gnaws the very vitals of a man's worldly possessions, let them be
small or great, hundreds, or millions. Many persons, as they begin to
prosper, immediately expand their ideas and commence expending for
luxuries, until in a short time their expenses swallow up their income,
and they become ruined in their ridiculous attempts to keep up
appearances, and make a "sensation."
I know a gentleman of fortune who says, that when he first began to
prosper, his wife would have a new and elegant sofa. "That sofa," he
says, "cost me thirty thousand dollars!" When the sofa reached the
house, it was found necessary to get chairs to match; then side-boards,
carpets and tables "to correspond" with them, and so on through the
entire stock of furniture; when at last it was found that the house
itself was quite too small and old-fashioned for the furniture, and a
new one was built to correspond with the new purchases; "thus," added my
friend, "summing up an outlay of thirty thousand dollars, caused by that
single sofa, and saddling on me, in the shape of servants, equipage, and
the necessary expenses attendant upon keeping up a fine 'establishment,'
a yearly outlay of eleven thousand dollars, and a tight pinch at that:
whereas, ten years ago, we lived with much more real comfort, because
with much less care, on as many hundreds. The truth is," he continued,
"that sofa would have brought me to inevitable bankruptcy, had not a
most unexampled title to prosperity kept me above it, and had I not
checked the natural desire to 'cut a dash'."
The foundation of success in life is good health: that is the substratum
fortune; it is also the basis of happiness. A person cannot accumulate a
fortune very well when he is sick. He has no ambition; no incentive; no
force. Of course, there are those who have bad health and cannot help
it: you cannot expect that such persons can accumulate wealth, but there
are a great many in poor health who need not be so.
If, then, sound health is the foundation of success and happiness in
life, how important it is that we should study the laws of health, which
is but another expression for the laws of nature! The nearer we keep to
the laws of nature, the nearer we are to good health, and yet how many
persons there are who pay no attention to natural laws, but absolutely
transgress them, even against their own natural inclination. We ought to
know that the "sin of ignorance" is never winked at in regard to the
violation of nature's laws; their infraction always brings the penalty.
A child may thrust its finger into the flames without knowing it will
burn, and so suffers, repentance, even, will not stop the smart. Many of
our ancestors knew very little about the principle of ventilation. They
did not know much about oxygen, whatever other "gin" they might have
been acquainted with; and consequently they built their houses with
little seven-by-nine feet bedrooms, and these good old pious Puritans
would lock themselves up in one of these cells, say their prayers and go
to bed. In the morning they would devoutly return thanks for the
"preservation of their lives," during the night, and nobody had better
reason to be thankful. Probably some big crack in the window, or in the
door, let in a little fresh air, and thus saved them.
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